Quick Answer: Which Credit Card Is Better Lowes Or Home Depot?

Is the Lowe’s credit card worth it?

It’s only useable at Lowe’s and online.

This one is rather obvious but is worth mentioning.

So, unless you take advantage of one of the special financing deals I mentioned or pay your bill in full every month, the Lowe’s Advantage Card can become an expensive way to pay for purchases, even considering the 5% discount..

What credit score is needed for a Lowes card?

620 FICOThe minimum credit score needed for a Lowe’s card is 620 FICO. This is the same for the Lowe’s Advantage Card and for Lowes Business Cards. Make sure your revolving utilization is below 30% when you apply or they may deny you. You should always consider improving your credit score first before applying.

What credit score is needed for a Home Depot card?

640 or higherA credit score of 640 or higher is needed for a Home Depot card.

Is it worth getting a Home Depot credit card?

The Highlights. No Annual Fee: The best part of the Home Depot® Credit Card is something that it lacks: an annual fee. It’s not uncommon for a store-affiliated credit card not to charge an annual fee, even if it will approve applicants who have limited credit, but it’s definitely a plus nonetheless.

Can I use my Lowe’s credit card at Walmart?

Can I pay my Lowe’s credit card in the store? Yes, you can pay your Lowe’s Advantage Card balance in-store.

Does Lowes accept synchrony home card?

The Synchrony HOME Credit Card is accepted at over a million locations nationwide and home related stores online. … Rewards rate For instance, the Lowe’s Advantage Card — also issued by Synchrony — offers a 5% discount on every eligible Lowe’s purchase.